Chapter 4 - CHLOE'S DEBTChloe finally admitted it.

She had lent Ethan money.
But the story wasn't what Natalie expected.
They weren't lovers.
They were business partners.
Bad ones.
Chloe invested in Ethan's failed restaurant concept.
Forty thousand became sixty-five thousand after additional loans and promised returns.
When the business collapsed, Ethan couldn't repay her.
Then Daniel died.
Chloe learned Natalie would receive a visible $60,000 cash inheritance.
The number was almost perfect.
Ethan proposed something disgusting in its simplicity.
If he married Natalie, eventually finances would merge.
Chloe would pressure Natalie for the inheritance.
Natalie would likely refuse Chloe.
But Ethan could persuade her.
After all, husbands discussed money.
Except Ethan underestimated one thing.
Emma.
Natalie would spend every dollar she possessed before sacrificing her daughter's medical security.
So pressure increased.
Family guilt.
Then public humiliation.
The engagement party was supposed to break her resistance.
Instead, Vivian broke the entire scheme with four words.
Then let her die.
Even Ethan hadn't expected that.
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It didn't make him innocent.
It merely made Vivian crueler.
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